Direct lender for
small business loans in NZ.

SimplyFunded offers up to $200k straightforward small business loans in NZ for working capital, growth, stock and cash flow needs.

Online application in under a minute All credit profiles considered Built for business needs No obligation to check your options
SimplyFunded payment received on a mobile phone

Funding that keeps up with real business.

Business doesn't wait for a perfect month. Whether you're taking on a new contract, preparing for a seasonal rush or smoothing out cash flow, we help you move with confidence.

Find the right fit
$5k-$200kFunding range
24 hrsFunding possible
6+ monthsTrading history
100%Online application

From application
to action.

We keep the process clear, practical and focused on your business, not a mountain of paperwork.

01

Tell us what you need

Complete a quick online application with your business details, funding amount and purpose.

02

We review the picture

A funding specialist looks at your recent trading, revenue and the reason behind your request.

03

Get a clear answer

If approved, we explain the offer plainly and get the funds moving to your business account.

A clear place to start

Let's get your
business moving.

Tell us a little about your business and what you're working towards. It only takes a minute to check your options.

Start your application
Built for business needsFunding for your business needs.
Access $5,000 to $200,000 fundingSubject to assessment.
Apply in Minutes onlineNo obligation to explore your options.

Questions,
answered.

How much business funding can a New Zealand business apply for through Simply Funded?+

Simply Funded offers business funding from NZD $5,000 to $200,000, subject to an assessment of the New Zealand business's circumstances.

How quickly can Simply Funded provide a business funding decision?+

After Simply Funded receives the information needed to assess a New Zealand business funding application, the team aims to keep the process moving quickly. Some approved applications can be funded within 24 hours.

What can Simply Funded business funding be used for in New Zealand?+

Simply Funded business funding can be used for commercial purposes such as stock, wages, supplier invoices, equipment, marketing, tax obligations and growth costs.

Does Simply Funded require property as security for New Zealand business funding?+

Simply Funded's core offering is unsecured business funding, so an application is assessed around the New Zealand business and its trading rather than property security.

Who can apply for business funding from Simply Funded in New Zealand?+

New Zealand businesses with a genuine commercial need can explore business funding from Simply Funded, subject to trading history, revenue and assessment.

What information should a New Zealand business prepare before applying to Simply Funded?+

A New Zealand business should prepare its business details, recent trading information, approximate revenue, requested amount and intended use of Simply Funded funding.